May
16

Member’s badges!

I know, I know, it’s been a long time coming but they’re here at last. I was going to launch these with the new site, but as with all things simply fabulous, these things take time!

But the badges are here if you want them. You can save them from here, or insert the code to your site:

 

<body><a href=”http://mumsclub.co.uk/” title=”MumsClub Networking”><img src=” http://mumsclub.co.uk//assets/images/mc-member-badge.gif” BORDER=0 width=”160″ height=”160″ alt=”MumsClub Member “></a></body>

 

And! If you’re a premium member (now with added benefits!) you can claim this:

 

 

Apr
25

1 in 3 Women Snack in Secret

1 in 3 Women Snack in Secret

29 March 2012

One in three women admit snacking in secret, a study has revealed.

Embarrassment about the type of food they eat, as well as the amount of snacks they consume means 33 per cent enjoy a quiet pick-me-up when no-one else is watching.

And two thirds of those even keep their snacks a secret from their own partner and half admit they feel guilty after enjoying a treat.

Almost half also admitted they were embarrassed about how often they snack on something, while 55 per cent hating people thinking they eat too much.

Another 19 per cent simply don’t want people to think they are unhealthy in their food choices, according to the poll by the American Pistachio Growers.

Dr. Cathy Kapica, Adjunct Professor of Nutrition at Tufts University, and a science advisor to the  American Pistachio Growers said:  “The odd snack here and there isn’t a bad thing. In fact snacks can be an important part of a healthy eating style. Choosing snack foods that are nutritious and taste good may help alleviate the sense of guilt, and the need for secrecy around snacking. Switching to healthy snacks, or cutting down on the amount of treats you enjoy, would be much easier than trying to keep it secret from everyone you are close to. If you are snacking in secret, it probably means you are eating something you think you shouldn’t be eating.”

The study of 2,000 Brits also revealed that 40 per cent of women hide delicious food or snacks from their partner to stop them eating it, with the back of the drawer or cupboard the most popular place.

Almost one in ten even hide food under their bed.

A spokesperson for American Pistachio Growers said:  “We were shocked to hear that people are resorting to hiding food under their bed. Keeping your snacking habit from your partner is not only extreme, but must also be difficult, especially if you live together.”

While 31 per cent hide the food away because they don’t want others to know they are eating it, almost two thirds admit it’s because they want to have it all to themselves.

Forty-six per cent of women have even eaten the nice treats they have bought before they’ve even got home from the supermarket to make sure no-one else eats it first.

And a sneaky 21 per cent have made a secret trip to the shops to stock up on tasty sn

acks without their partner knowing.

According to Dr Kapica “if they were eating Snacks like they should be, they wouldn’t be worried about doing it in secret.”

The study also revealed that the average woman will have two snacks a day, with almost three quarters even owning up to skipping a meal and having a little treat instead.

And half admit they can
never go a full day without having at least one snack in between meals. Crisps were the most popular choice of snack followed by chocolate, biscuits and cake.

But 69 per cent of women say they are worried that they snack too often, or too unhealthily, with a staggering 80 per cent trying to cut down or munch on healthier food instead.

Fresh fruit is most likely to be eaten by those trying to be healthy, followed by nuts and crackers.

www.AmericanPistachios.org

Apr
25

Survey: Aspiring novelists predict a tough future

Survey: Aspiring novelists predict a tough future
3 April 2012

In the new order of easy self-publishing, the results of a poll of aspiring novelists by leading literary consultancy, The Writers’ Workshop may come as a surprise. Aspiring novelists predict the toughest times ahead for themselves and for booksellers but expect publishers both big and small to be able to adapt in the coming few years.

Asked to predict the future for authors in five years time, aspiring novelists said that authors would be more likely to self-publish (52%), earn over half their income from ebook sales (45%) and overall, earn less from publishing (40%). For aspiring authors in the future, most predicted less chance to earn a living (93%) and a greater need to market themselves (76%).

“It’s bleak, unless you want a X Factor for authors,” commented one. Despite talk of the democratisation of the publishing process, aspiring authors anticipate traditional publishing (86%) and literary agents (87%) to endure but there would be much more self-publishing and e-publishing (78%). Most pessimistically, one in five aspiring authors felt that it is aspiring authors themselves who should be most concerned about changes in publishing (22%).

Four out of five (79%) aspiring authors cite that trying to find out which publishers and agents to approach presents a challenge to getting a publishing deal. Seven out of ten (70%) mention getting good feedback on their work. Also considered to be challenges were finding time to write (51%) and finding out about publishing trends (50%).

“The options for new authors are increasing all the time,” says Harry Bingham, an author and also M.D. of The Writers’ Workshop, the world’s largest literary consultancy. “Most of our clients still want an agent and to be published in the traditional way – but we’ve also had clients take control of their own careers and become #1 Kindle bestsellers in their category. Because the industry is becoming ever more complex, however, it’s become increasingly essential for writers to understand its evolution – and to hear direct from the people who shape the market.

“Our Festival of Writing draws together more aspiring novelists, literary agents and publishers than any other event. Several dozen literary agents and publishers will meet with writers at the 3rd Festival of Writing which takes place in York this September.”

Aspiring authors cite the biggest barriers facing them are writing a good enough book (35%) followed by having to get an agent (23%). However, there also remains a perception of a narrowing market and that publishers are not taking enough risks: “Publishers and agents not willing to take any risks, not even ones they were taking quite happily 5-10 years ago,” commented one writer. “It is finding a publisher or agent who wants to take risks and is not bogged down by market rules,” commented another.

The aspiring novelists polled said they had been writing between 3 to 4 years on average with the aim of getting a novel published. One in ten (12%) said they had been writing for over 10 years. Very few (9%) said they were motivated to start writing by plans for a career change or to see their name in print (8%). Rather that they have always loved writing (59%) or a desire to be creative (29%). 29% said they blogged or tweeted about their work.

Harry Bingham stresses that quality is still by far the most important criterion of success. “We’re know that we come across a novel that’s good enough, we’ll be able to secure an agent for its author. Where we’ve come across something exceptional, that work has often gone on to become a bestseller, win a prize, sell internationally and/or get TV/film interest.

“If authors choose to self-publish, their novel still needs to be strong – and the author needs to realise that they’ll be spending about two full days a week on the sales effort, not just around the time of launch but permanently.

“But either way, what matters is quality. If authors want to succeed, they need four things. Talent. A stunning concept. A rigorous approach to improving their work. And the right kind of engagement with the industry. We can’t help with the first two of those – but we offer loads of help with the last two. And our Festival of Writing is the best place to get started.”

Apr
25

NEW WEBSITE LAUNCHED TO HELP PARENTS OF CHILDREN WITH CANCER

NEW WEBSITE LAUNCHED TO HELP PARENTS OF CHILDREN WITH CANCER

3 April 2012

With 10 children a day being diagnosed with cancer and many having to spend extended periods of time in hospital, it is hoped that a new website from the Children’s Cancer Recovery Project – http://childrenscancerrecovery.org.uk – will offer welcomed advice and support to parents and families affected by the disease.

Developed using feedback from parents about what is really needed during difficult times, the site is a comprehensive resource full of practical advice, information and ‘Top Tips’ as well as details about financial grants for families. The charity’s lovable mascot ‘Hugs the Bear’ features on the site wearing a bandana to help children and young people feel less self-conscious about losing their hair. Children receive the bear and other useful toys from the charity when they are in hospital undergoing treatment.

These gifts help them to remain positive. The bear was developed in consultation with children and has especially soft fur and up-reaching arms to welcome a hug.

Hannah Bellamy, Executive Director of Cancer Recovery Foundation, said; “Our experience with the parents of children  affected by cancer let us know that they needed their own very specific website; one that focuses on them and their needs.  The on-going treatment can be an extremely lonely time, but we are here to help. We understand it is hard to deal with feelings, explain things to a sick child and deal with lifestyle changes, tough treatments and extended hospital stays. Many families also face financial difficulties when their child has cancer and we want them to know they can apply for our emergency grants. Easing the financial pressure can be a real help in hard and stressful times”.

She added; “The site also encourages Health Professionals to learn more about our services and pass vital details on to parents who need support and assistance, or just a place that they know cares about them.”

The site is launched as the charity send out its Easter gift bags to thousands of children across the country. Orders are up 12% from last year as a result of more community nursing teams, Radiotherapy and MRI departments knowing about the organisation and the work they do. The toys and books are chosen specifically to help children through their hospital stay by distracting them, comforting them, enabling them to talk about their feelings and developing the skills they need both now and in the future.

Rosey Walters, Therapy Radiographer at the Bristol Haematology and Oncology Centre, commented; “They really help us support the children through their radiotherapy experience, and help take children’s minds off the treatment.

The Hugs bears are really useful to show the children how to lie nice and still- just like their new toy!”

For more information go to http://childrenscancerrecovery.org.uk

Apr
25

WIN a luxury Spanish villa for a week worth £2,500

WIN a luxury Spanish villa for a week worth £2,500 with NEW Sudocrem Mousses

5 April 2012

Sudocrem announce the launch of their new Proderm Technology® kids skincare mousse products with the opportunity to WIN a luxury villa holiday in Spain, including flights and transfers for your family of four worth a staggering £2,500.

Sudocrem are releasing 2 new products designed especially for kids; both containing Proderm Technology, a revolutionary new, clinically proven solution to keeping skin moisturised whilst protecting, strengthening and repairing – ideal for all the family. Its fragrance free, non-comedogenic (does not block pores), alcohol free and non-greasy.

Sudocrem Sunscreen Mousse is a high factor sun protection product that is easy to apply and Sudocrem Moisturising Mousse is a gentle, super-nourishing mousse that intensively hydrates dry skin from the moment it’s applied; both products use Proderm Technology®, a proven leap forward in simple and effective skin care. The patented mousse format has both moisturising and barrier strengthening properties, is certified hypoallergenic and free from artificial colours, perfumes, parabens and other preservatives.To celebrate the occasion, Sudocrem are offering one lucky family the chance to win a week in Mallorca, staying in their own self catered luxury villa, including flights and transfers (subject to competition terms and conditions). Further details on how to ent

er below:

How to enter:

Step 1 – Go to facebook.com/SudocremMousse and Like the page Step 2 – Complete your details and answer 3 moose (as in the animal) related questions correctly Step 3 – Get your bags packed and hope you’ve won!Competition start date – Wednesday 4th April 2012 Competition finish date – Monday 4th June 2012 Competition wi
The Prizes:nners announced – Monday 11th June 2012

1. 1st Prize: 7 nights’ accommodation in a luxury Spanish villa in Mallorca for 4, including flights and transfers (terms and conditions apply).

2. 50 x runner up prizes: Cuddly ‘Bruce the Moose’ toy.

Apr
25

Free Record-Keeping App Shows the Importance of Being Earnest

Free Record-Keeping App Shows the Importance of Being Earnest
5 April 2012

Cloud accounting software provider FreeAgent has launched a unique record keeping iPhone app designed to help self-employed people and very small businesses in the UK to stay on top of their finances and tax commitments.

FreeAgent has developed the app – called Earnest – after being tasked by HM Revenue & Customs to create a free resource allowing self-employed workers and very small businesses across the country to keep track of their income and expenses and estimate the amount of tax that they owe.

Under HMRC guidelines, many micro-business owners and self-employed people only have to file three-line accounts: recording income, expenditure and profit for the year. However, many of these people still find it difficult to manage their accounts – which prompted HMRC to request software companies to develop an app that would provide assistance.

FreeAgent has designed Earnest to be an easy-to-use, intuitive app that provides very small business owners with simple information and record-keeping functions that they require. Available to download today in the iTunes App Store, Earnest enables users to easily track their income and expenses on their iPhone and it is the only free app currently available under the HMRC initiative that also forecasts their tax commitments.

Ed Molyneux, CEO and co-founder of FreeAgent, said: “HMRC challenged the software industry to create an easy-to-use-app that would help self-employed people and very small businesses keep track of their finances, and we’ve designed Earnest to do exactly that. It’s a simple, intuitive app that lets them monitor their cash flow, input expenses and see how much tax is owed – and we think it’s going to be an invaluable tool for small business record-keeping.

“Our hope is that very small businesses will receive the support they require from Earnest – and as they grow and start to require more in-depth features for their finances, their experience with the app will encourage them to ‘trade up’ to use FreeAgent. We’re essentially trying to create a hassle-free journey that small and early-stage businesses can follow when it comes to managing their finances and bookkeeping.”

The Earnest app enables users to:

-  Record income and expenses

-  See your bottom line profit or loss

-  Get estimates on how much tax you owe

-  See upcoming tax deadlines and dates with a “Tax To-do” list

-  Capture and store image receipts using your iPhone camera

-  Create alerts to remind you of important tax dates and as you near the VAT Threshold

-  Categorise transactions by payment method

-  Record cash and non-cash transactions

-  Add notes to entries

-  Record CIS deductions made on income

-  Back up your data by email

More information about Earnest can be found on the website www.earnestapp.com or by visiting the iTunes App Store.

Apr
25

Do you have a pension?

Prudential study reveals one in six will retire with no pension

13 April 2012

Prudential’s Class of 2012 study has revealed that one in six people (16 per cent) planning to retire this year will depend on the State Pension to fund their retirement as they have no other pension.

The figures come from Prudential’s Class of 2012 research, which provides insights into the financial expectations of Britons planning to retire this year.

Women are more than twice as likely as men to have no pension; 20 per cent of women retiring in 2012 will depend on the State Pension compared with just 8 per cent of men.

The average person planning to retire this year will look to the State for 34 per cent of their income, with State Pension payments set to rise to £107.45 a week for single people from the 6th April 2012. Company pensions (35 per cent) are the second highest source of income and the remaining 30% comes from a mixture of savings, investments, personal pension savings, part time work and money from family members.

The Prudential research also shows that one quarter (26 per cent) of people retiring this year either overestimate by more than £500 a year what the State Pension pays, or simply do not know.

Vince Smith-Hughes, retirement income expert at Prudential, said: “While the State Pension is a safety net for pensioners in the UK, it should only ever be regarded as part of an overall retirement plan.

“For far too many people, the State Pension has become the default income option in reti

rement. Even those who have some private provision depend so heavily on the State that it makes up a third of their retirement income.

“Although State Pension levels will rise to £107.45 for single people per week on Frida

y, this will still only provide relatively low levels of income to people in retirement. It’s a weak safety net for those without any savings and the real income shock for many retirees will come when the gap between their current earnings and the State Pension becomes apparent.

“If people want to maintain their standard of living in retirement it is important that they start to save as much as possible as early as possible, and the vast majority should join company pension schemes where possible.

Seeking early advice from a financial adviser should also be a prerequisite to helping people achieve the level of retirement income they want and need.”

Regionally, people retiring this year in the Midlands are the most likely in the UK to rely on the State Pensi
How about you? Has it made you think or are you already organised?on (40 per cent). This compares with a quarter (28 per cent) of those in Scotland, who claim that they will be the least reliant on the state for their retirement income.

Mar
26

Have you heard the latest?

Have you heard the latest from Mumsclub?

We have been so busy behind the scenes at MumsClub and have so many new (and old) initiatives to tell you about!

First off, we have launched a Forum revival! Do you find Twitter too fast-paced?  Are answers to your questions lost within hours?  Well, with forums, your questions and answers are safe.  Not only for hours but for days/weeks/months and years!  To find out more visit our forums at www.mumsclub.co.uk/forums.

If you are a die-hard Twitter fan and have a burning question that needs an immediate answer, then our Twitter tag #bizmumqtime is just what you need.  Headed up by Ally from @mumsbizclubcamb this is the perfect opportunity to ask that burning question or just have a general chit chat after a hard day.

Did you know that business videos are a proven addition to your marketing portfolio and you can wow all of your potential customers as they land on your home page!  FACT!  We can produce these videos for you from as little as £20.  We also have our MumsClubTV channel.  Take a look at the work we have produced already and get ready to have awesome on your site!

Our Mums Business Club area franchises are being revived!  We have a number up and running already but we are looking to EXPAND!  Are you a business mum who wants to make a difference in her local area?  Can you provide local support and networking meetings?  With help from Alison, we can get you up and running!  We will help you promote your group and provide you with your own mini site.  Contact Alison on clubs@mumsclub.co.uk for further information or to find out about a group near you!

And let’s not forget #bizmumfollow!!  Every Monday between 9am – 9pm, connect with other like-minded business women.  There are hundreds of women in the Twittersphere hoping to reach out and connect.  Whether you connect just for a chat or to swap business ideas, you know you are not the only woman in the same situation.

And of course lets not forget… MumsClub Premium Membership for those fabulous media alerts, web hosting to get your business online and more!

 

Mar
23

The 2012 Forum Revival

The mumsclub forum was firmly established in 2007 – it’s where MumsClub began and the rise of the UK mumpreneur movement followed. But the emergence of Facebook, and then Twitter has led to a massive social media boom which has created additional networking resources. This boom continued with LinkeDin, Pinterest and other platforms.

However there are a number of die hard MumsClub forum users who appreciate the longevity of the forum – you can post a question and still read the answers months and even years later. And recent research shows that lately, this is how the forum is mostly used.

It’s a valuable and long lasting resource of information whereas Twitter and Facebook live more in the moment, and any answered questions get lost all too quickly.

So in the build up to the brand new mumsclub website launch we’re going to revive the forums and that resource that has helped thousands of mum owned businesses over the last 5 years, get started already.

Every day, starting Monday we are going to promote a different daily theme:

Start up Monday – For start up questions and for those new to networking to delve in and be welcomed.

Join here here on Monday!

 

 

 

 

Social Media Tuesday – Ask and answer questions about, or share tips on how you have used the Social Media Boom to work for you. Plus post links to your FB pages, twitter ID, for a follow session. We can cover online networking in general so we can cover many issues here.

Join here here on Tuesday!

 

 

 

Website Wednesday – Let’s get feedback on our sites, ask about online SEO; how to do it, wjhat’s new in SEO – what’s Google up to now!

Join here here on Wednesday!

 

 

 

 

PR & Marketing ThursdayTo discuss how you get press attention and how do you reach more customers, brainstorm with the community here.

Join here here on Thursday!

 

 

 

 

Q&A FridayIs there anything specific you want? Ask our community here, or for those really tricky issues we’ll plan ahead and bring in experts to answer your questions live.

Join here here on Friday!

 

 

So whether you’re new to the community or an old friend please do pop in and post, you’re sure of a welcome or a welcome back from us all, and I’ll be there too – mainly in the evenings x

Hope to see you there!

Jane x

 

 

Mar
16

When a Mum became an MBE

Back in November I received a letter that I couldn’t quite take in. It was delivered ‘on her majesty’s service’ and was a letter inviting me to accept an honour from the Queen.

I couldn’t understand it at first, someone had regarded me as somebody who should be considered and I was taken aback somewhat. I duly accepted and after reading the words “in strictest confidence” decided to keep the news to immediate family. In reality, I wasn’t entirely sure it was genuine, so I wanted to wait until the announcement.

But it was true and this week I had the absolute pleasure of her Majesty’s company. Albeit for around 60 seconds, but those 60 seconds were shared between solely me and the Queen and it was wonderful.

I took my mum, dad and Jamie who is 6 and delighted to get two days off school down to stay overnight at a gorgeous hotel with a pool & spa. We arrived at the Palace a few minutes early and were directed to drive through the crowds to get to the gates where the car was searched by security guards. We entered the gates and directed through to the quadrangle of the palace – driving almost beneath the main balcony. The palace guards presented arms as we approached.

We parked in the quadrangle and walked up the red carpeted entrance– the one we’ve all seen the Royal Family use hundreds of times.

It led us to the main reception room, from here there were rooms off at every angle, we were ushered up some stairs where I was separated from my family. Mum, dad and Jamie went off down a long and very grand hallway to await the Queen in the Palace Ballroom where the investiture was to take place, while I walked along up the ‘Grand Staircase’ a very beautiful and ornate curved staircase. This led to further rooms where I mingled with the other recipients as we waited…

Eventually the “Comptroller” arrived to talk us through what would happen; my goodness there was lots to remember. We would be told when to enter the ballroom and would know where to stand, thankfully but we had to know our queue – when to approach the Queen, when and how to bow or curtsy, and how to leave – 3 spaces backwards, another curtsy and leave to the right.

Twenty Seven investitures are held each year, there were about 100 people receiving honours today. The Queen entered the Ballroom attended by two Gurkha Officers, a tradition started by Queen Victoria. Five members of The Queen’s Body Guard of the Yeomen of the Guard are on duty, this was created by King Henry VII.

The Queen is escorted by the Lord Chamberlain who after the National anthem has been played stands to Her Majesty’s right and announces the name of each recipient and the achievement for which he or she is being decorated.

Starting with knighthoods, then the Order of the Bath, the Royal Victorian Order, then onto the CBE’s, OBE’s, MBE’s and finally the royal Victorian Medals and the Police Medals.

This means I am now MBE; A member of THE MOST EXCELLENT ORDER OF THE BRITISH EMPIRE.

I had to walk through a number of large reception rooms, and across the back of the ballroom where investitures were already taking place and managed to spot & wave at my family at the last moment.  In the ballroom, an orchestra was playing throughout, completing the amazing atmosphere.

Whilst in the line awaiting my turn, I was nervous, excited and very much in awe at my surroundings. The walls were covered with huge wall hangings of original paintings depicting the history of the Royal Family.

I found myself next in line, the person before me was in place at the marker awaiting her turn to approach the Queen.  I was next. Possibly sensing my unease, the usher began chatting to me, he was possibly the 8th person to check my name – the whole proceedings are like clockwork ensuring everybody is where they should be. He then motioned me to move forward into the ballroom to stand, as instructed earlier by the Comptroller, to stand in line with the next usher – who was there as my marker. If I missed my queue – hearing my surname – I would be tapped on the elbow… The Lord Chamberlain introduced me “Miss Jane Hopkins, MBE for services to Entrepreneurship” as he did this the Equerry in waiting reminded the Queen who I was as I approached, whilst she took the Decoration that was destined for me, from velvet cushion being held by the Master of the Household.

I walked forward 3 paces turned to my left met eyes with the Queen, curtseyed; she gave me a gentle nod of acknowledgement and I walked to what is called the Dais  which is where she was waiting for me.

She leant forward slightly to attach the decoration to a pin that had been fixed in place upon arrival in the reception room earlier. She asked me about what I do and we spoke for about a minute. To be honest my recollection of the exact conversation is vague but I know it was warm and friendly, and she seemed genuinely interested in me. It ended with both a beaming smile and a handshake from the Queen…my cue to leave.

I took my 3 steps backwards; curtseyed once again, received a second gentle nod from her Majesty, I then turned to my right and left the ballroom and it was time for the next in line to have their moment.

Awesome.

I was then whisked to a side room to be interviewed for the press. I then joined the other now decorated people in the main ballroom to watch the remainder of the ceremony. The national Anthem marked the end, and the Queen left the Ballroom by walking down the aisle in the centre of the room flanked by her Gurka Officers.

And that was it.

I then met up with my family again and we walked back down the long hallway to the main reception room and back to the quadrangle where the photographers were waiting for us.

We took millions of photographs here, as photography was not allowed inside then we headed back through the gates, and the palace guards and drove up the Mall heading for home.

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